We Help You Save, Borrow and Grow
Kuram Microfinance Bank provides savings accounts, affordable loans, and business financing to individuals and small businesses who need a bank that truly serves them.
Who We Serve
Built for People Like You
Whether you are just starting out or scaling up, Kuram MFB is designed for those traditional banks overlook.
Small Business Owners
Shop owners, traders, artisans, and market vendors who need working capital, expansion loans, and a safe place to save daily earnings.
Salary Earners
Workers and professionals who want to build savings, access salary advances, and plan for the future with reliable banking.
Farmers & Cooperatives
Agricultural workers and cooperative groups who need seasonal financing, group savings, and micro-insurance support.
Why It Matters
Millions Are Excluded from Banking. We're Changing That.
Traditional banks require high minimum balances, complex paperwork, and collateral most people don't have. This leaves hardworking individuals and small businesses without the financial tools they need to grow.
At Kuram MFB, we remove those barriers. We offer simple account opening, affordable loans without impossible collateral demands, and savings plans that work with your income — not against it.
When people have access to financial services, businesses grow, families become stable, and communities prosper.
of Nigerians are underserved or excluded from formal banking
faster business growth when owners have access to microfinance
of our loan recipients report improved household income
Our Track Record
Numbers That Speak for Themselves
Licensed, regulated, and trusted by thousands across our communities.
10K+
Active Customers
500M+
Loans Disbursed
15+
Years of Service
99.9%
Satisfaction Rate
CBN Licensed
Fully licensed and regulated by the Central Bank of Nigeria. Your deposits are safe.
15+ Years Operating
Over a decade of consistent service, weathering economic changes while keeping our promises to customers.
Community Rooted
We live and work in the communities we serve. Our success is measured by yours.
What We Offer
Financial Services That Work for You
From daily savings to business financing, every product is designed with your reality in mind.
Real Stories
What Our Customers Say
Don't just take our word for it. Hear from people whose lives have been transformed by Kuram MFB.
“Kuram MFB gave me the loan I needed to expand my shop. The process was fast and the rates were fair. My business has doubled in revenue since.”
Amina Ibrahim
Small Business Owner
“Before Kuram, no bank would look at me. They believed in my potential and now I supply produce to three local markets. They changed my life.”
Musa Abdullahi
Farmer & Trader
“The target savings plan helped me save for my children's school fees without stress. I finally have a bank that understands my needs.”
Fatima Yusuf
Teacher & Saver
Your Next Step
Open Your Account Today
Visit any of our branches with a valid ID and BVN, or contact us online. Your account can be ready in minutes — start saving, access loans, and take control of your finances.